Aug 182022
 

It has been a while since I have had the chance to go on a solo writing retreat due to being busy and also being careful with money. ๐Ÿ’ฐ As there has been a lot of stress in trying to get the house paid off and my sense of frustration with the whole process, it seemed wise to have a break from the environment for a few days.

Whenever I share that I am away people always just assume that it is a holiday, which it is, to some extent, but really I consider it more like a “work trip”. ๐Ÿ’ป

In one of our heated discussions about money, I suggested that I should go back to work. We had fewer challenges when I was working full-time as we always knew that we had enough money to pay the bills and I had some sense of control over my own ability to spend on things. These days, I feel like a kid again having to ask for money to go shopping, justify it, and then nag until I get it. I understand why there is reluctance and resistance, but it doesn’t make it easier nor more enjoyable.

Still, as M reminds me, it is really a temporary situation as it is just about getting the house paid off. Our monthly income more than covers our expenditures and M wouldn’t be as stressed if we didn’t have the house hanging over us. Normal people get a mortgage and make house payments, but not us. ๐Ÿคท๐Ÿฝโ€โ™€๏ธ๐Ÿ˜ฌ

So, that aside – as it will work itself out – we agreed that rather than me going back to work as a teacher, I can work to make money as a writer. This is my dream life, really. I travel and I write. Now, I just need to make some money out of it. ๐Ÿ˜…

In the end, I have agreed to write another book. While I am plugging along with my fiction novel, which is my main focus for writing on these “work trips”, I am also going to write a book on Umbria, where we have settled. This will be what I work on during the week until it is done. Then, we will see what kind of money we can make from it as M knows how to market it.

Even though I had a massive meltdown recently, I now feel more hopeful and happy with the idea of writing to pay the bills. ๐Ÿ˜

~T ๐Ÿ”ฅ๐Ÿ‰โ™‹๏ธ

Apr 212022
 

There are few things that trigger my negative psyche these days. Thanks to meditation, reading a lot of books for reflection, and general maturity in life through experiences, I always look inward before letting myself get absorbed by other’s actions or words. Introspection is a daily habit rather than a passing whim for me.

So, when I feel injured by others, I really feel it. It has been a long time since I have let myself invest in a space or be amongst others enough that I could potentially be personally injured, but after months of Zoom sessions, chats online, and what seemed like a good connection, I lowered my wall of protection. Unfortunately, due to money – of all things – wounds that I thought were healed proved to be merely scabbed over and when picked only a little, bled.

Regarding the money, I am responsible and I fully acknowledge it. While I do not have actual control over our finances nor much of a say as to my bank balance these days, I agreed to pay for a service and admit to falling short of that agreement.

However, the problem for me lies in the blurred lines of when service melds into relationships. Was I actually paying for readership of my writing? Was I paying for accountability partners? Was I paying for a support group? These are questions I am still processing answers to as I am not quite sure, or perhaps I am just not ready to accept the answers.

If I had stayed with my wall up and looked at the service as simply a service, I imagine I would not have entered that dark space of my mind so eagerly. However, the loss by being removed abruptly, by being shut out completely, by not having a chance for closure was an unexpected and unprepared for moment because I did let that wall down.

Possibly, if I had not gotten excited over the idea of having writing friends, I would have more thoroughly thought about what I was paying for; therefore, making my protective decisions more carefully. Still, hindsight is 20:20, right?

After wallowing for a couple of weeks, opening the dark space that consequently allowed in C19, and reorganizing my mental processes, I am slowly coming back up out of the abyss with a renewed vision and, admittedly, a reinforcement of protection. This is not to say that I am hardened nor closed off, but rather that I know now that I don’t want any aspect of money to determine the answers to my earlier questions. There is a time and place to pay for certain elements in the writing process – no matter how great or small the sum -, but my values are not respected if I allow myself to be in a place where money is more important than relationships, especially when it comes to writing, especially when there is a common understanding that rejection and abandonment are triggers, especially when compassion and empathy are meant to be at the forefront of the ties that bind.

So, without placing any blame on anyone or in any place other than myself and in my mind, I am pulling up my big girl pants and appreciating the experience and lessons learned as I move forward. My writing will get back on track and I am looking at how to create my own space and support networks that may still involve money, but will value the relationships more so that no one else will be forced to visit those dark recesses of their minds when all they want to do is to bring light through their writing. Stay tuned as the ideas develop!

~T ๐Ÿ”ฅ๐Ÿ‰โ™‹๏ธ

Apr 052022
 

Money is one of those topics that is either an expression of love for it – when one has it – or a hate of it – when one doesn’t have it or has a jealousy of others having it.

It is also one of the major stressors in relationships: marriages, partnerships, consumership, and even friendships.

For the most part, I try to be as upfront about money matters with people as I can to avoid having a “financial elephant in the room”. With honesty as one of my top values, which can only be expressed through communication, I believe that if one is not given the opportunity to at least talk about a topic, then there is no way to move forward.

On the flip side, I also do not think that everyone needs to know everything about one’s financial situation – whether positive or negative.

My husband, on the other hand, likes to talk about money. It is, after all, and always has been, part of his professional world. As a financial advisor, he needed to get people to talk about their financial goals, current financial situation, and everything else around how to invest their money for their future. Now, as a fund manager, he talks about money all day. He is not afraid to share how much he/we make a month nor is he reticent to share how he/we spend it – 99% on our house payments these days due to not easily qualifying for a mortgage.

In contrast, I only talk about money as it pertains to maintaining positive relationships. If I owe people money, I talk about it. If they owe me money, I talk about it. However, I never talk about how much I/ we have or spend.

The other day, we had a discussion about M’s ‘oversharing’ (in my opinion) because he tends to share with perfect strangers. Personally, I don’t think that anyone needs to know how much our payments are nor that we can pay them – barely – nor that this will only last until June and then we won’t be struggling at all. In his mind, he thinks he is sharing the struggle and providing a bit of comic relief around the idea of money. In my mind, everyone’s idea of money struggles varies and so him talking about our enormous house payment as a challenge, which a majority of the world cannot imagine such figures, is a form of bragging. Also, logical follow up includes others knowing that we have a very healthy income.

For me, then, I question whether we have friends because they now know that we have money, or if they actually like us.

Also, since we are currently struggling to make the smallest of payments to others once we make one large payment a month on the house, I do not feel it is proper to underhandedly – whether intentional or not – talk about our money matters so nonchalantly.

Perhaps he finally understands my point as we met some new people this past weekend and he notably did not share specific numbers. Funnily enough, these people would have not been phased by the numbers since they were people who run in high circles, but in any case, I’m appreciative that I did not need to worry about that. ๐Ÿ™‚

Anyway, while I hate to love money and love to hate money at times, I know that we are fortunate to have such a very first-world problem to debate on the talk of it!

~T ๐Ÿ”ฅ๐Ÿ‰โ™‹๏ธ

Aug 112021
 

Summer heat and being on guard for the potential blood-sucking fire starters on my skin keeps me from my usual blissful eight hours of subconscious escape these days.

In the early morning hours when my mind is not quite exhausted, yet not fully present, I find my thoughts drift in and out of relived conversations.

My husband strangely threw out that he didnโ€™t take me as reflective or aware, which made me question just how well he knows me and recalculate his own seemingly self-absorbed arrogance to think so little of my consideration of others while holding himself in perfect esteem. My more rational self presumes that perhaps he was kidding or just trying to be inappropriately funny as is sometimes his wont, but in a tired fog my mind still whirls around with numerous possible, and probably incorrect, reasons.

There are times when I see just how much he takes for granted and wonder what other ways he finds himself inaccurately superior to me and my ways. I think that he confuses my sharing out loud the thought processes of my mind as the same kind of personal judgment and actual beliefs in my core. It is in these circular meanderings that I can easily find myself uncomfortably aware of our differences.

Fortunately, I know that none of this is that significant and once Iโ€™ve had a chance to let my mind refresh all will be just fine.

Unfortunately, many of our married friends and various stories that we read have centered around the actual inability to refresh their relationships. The past year and a half have put extra stress on all partnerships, but even more so for those that may not have been totally solid in the first place.

The fact is that all relationships constantly require work whether in marriages or friendships or businesses. It is a balance of give and take, which ultimately means compromise – not competition. It may seem as if it is easier to give up, but one must truly determine if the grass is going to be really greener or not without rose-colored glasses ๐Ÿ‘“.

For me, life with M is worth any and every compromise I have to make. Before, with L, it was not and so I was willing to walk away. Although the consequences of a decision are not always easy to experience, the decision itself should be easy. Will life truly be better without the person in question in it? If the answer is yes, then by all means work toward making as clean a cut as possible.

However, if the answer is no, then consider what compromises you are willing to make to ensure that you do not lose him/her.

Often, we can get stuck in being stubborn and trying to prove a point. But, the truth is that it might be worth the so-called โ€˜winโ€™ in digging our heels in.

Many marriages suffer as a result of lack of money ๐Ÿ’ฐ or sex. Most partners will say that they still love each other, but one of the above causes stress or does not interest them. Usually, it is also a misled romantic idea that having both or either one will solve problems. Actually, not having either one (and both) can be the cause of problems.

Lack of sex

Iโ€™ve written about Japan before and how almost 100% of marriages end up with the woman no longer wanting to carry on their sexual relationship with their partners. In the same post, I think, I wrote about Matthew McConaugheyโ€™s statement about the need to continue to maintain a sexual connection in a marriage.

As a woman, I completely understand why women might stop making an effort and reject advances regularly. Our hormones go crazy and affect our sex drive. We are tired from playing multiple roles throughout the day. We may even not really ever enjoy the experience anyway. So, of course, we want to say NO, especially if we arenโ€™t even going to benefit from the effort in the end.

Unfortunately, men can only take rejection so many times before they hit step one – get mad, then step two – get pushy, and finally step three – give up, which often leads to looking elsewhere. While they do not have to follow this trajectory, it is a little bit understandable that many do. (By the way, I’m not at all condoning affairs, etc.) Therefore, women do have some responsibility in this to figure out how to avoid this pushing away, but hoping they don’t go pattern. To put it bluntly, sometimes we just need to spread our legs and take it (obviously, only within a loving relationship)! It is but a few minutes (at most) in our day – every few days at most – and it gives our man relief and acknowledgment / appreciation of their manhood in our lives.

I realize this may sound somewhat barbaric or conservative, but I look at it as meeting basic human need and a necessary “giving” in the give and take balance of a partnership.

Lack of money

In most cases that I come across, it is the woman who worries about the financial stability of the household. Many men barely know how much things cost and so they just focus on the making of it.

Men trust themselves to be able to make money, survive, and/or take care of their families. They also “trust” us women to keep everything else moving along so that they can do their part.

Unfortunately, what I see in marriages/relationships that are struggling financially is a lack of trust for one or both sides to “do their part”. I’m not saying that it has to be the man who makes the money, but this tends to be the more common dynamic in the circles I live in. I imagine it is the same no matter who is the so-called breadwinner.

Trust has to be there in the agreement of the partnership. At some point, whether through discussion or default, a conversation/understanding has to be reached in who is going to be the higher earner. Therefore, when money becomes tight, there needs to be trust that both parties are working for the good of the household and trust must be there that indeed ‘everything is going to be fine’.

As a far too young couple, L and I had our struggles not just as married 20-somethings, but my trust in him was lost and consistently chipped away in every area to the point that it made my belief that life would most definitely be better without him an easy decision for walking away. However, with M and I, we had our struggles very early on in our relationship, but have continually built trust with each other in all areas – especially sex and money – so that every compromise is worth it for both of us.

To me, life has often been in clear shades of black and white. Sometimes, I acknowledge grey areas. However, in love and marriage, I truly believe that even in the foggy morning hours, choosing to take actions that satisfy my desire to be with my life partner is simple.

~T ๐Ÿ˜€

Aug 302016
 

Some topics are generally shied away from – politics, religion, sex, and money.

Mostly I touch on these subjects freely, but lightly, even though I do not really know the breadth of my audience since this space is primarily for my own entertainment. Still, with the Internet the way it is and knowing that my digital footprint is rather huge, I try not to offend or be too obvious about my personal life. I even generally only use initials for names rather than reveal full identities of those in my life – though if you know me or see me regularly, you would probably know whom I refer to in my posts.

So, I hesitate a bit to write this knowing that there is a chance someone will read it fully aware of all the details. This is a chance I shall take as I feel the need to write, but will also attempt to stay as vague as possible on certain aspects. ๐Ÿ™‚

As may or may not have been clear from my posts over the past few months, we have struggled financially. This is something that I knew about fully going into my relationship with M. It was also an area of concern in early conversations with my friends about the future with M. However, love can conquer all and it can be fairly easy to ignore to such things when there is a steady income to allow for life to proceed superficially as normal. ๐Ÿ˜›

Once I quit my job we knew that life would be a bit of a struggle for us initially, but needing to learn a lesson in trust and letting go, we went ahead with the decision to give it a go so that I could be happier and pursue my business. I do not regret this decision by any means as I listen to my friends talk about their return to work. ๐Ÿ˜›

Still, it has not been an easy road and we have had to borrow a large sum of money from a very generous friend. We have also been blessed by the generosity of our other friends who have kindly covered meals for us, offered their homes and laundry facilities, or just laughed with us through the surreality of our situation at the moment.

To be a little bit fair to us, ifย a few circumstances, such as getting our visas sooner or not having my bank account frozen with my money in it, had gone another way we would be in a much better place right now. However, that is not the case, thus we are where we are.

As I said, our friends have indeed been more on the green side – meaning that they have just been above and beyond in their generosity. I can only hope that we will be able to adequately repay them or at least express our gratitude to them once we find a return to ‘normal’. Still, some can be mean or have a limit to their green generosity.

While I have learned to let go of my ego throughout all of this – there’s just no way to have anything other than humility when money is tight or non-existent -, it is still not an easy thing to ask for money or to even allow others to pay for things. Therefore, the last thing that I want to receive is a lecture or expressions of judgment regarding our financial decisions. Perhaps once we are through the sh*t, I can sit back to laugh and discuss the stupidity of what has led us to our current situation; but now is definitely NOTย the time. Instead of being willing to listen or push beyond the limits of my humility, I feel as if the other party is just being mean in a time when all I really need is love and support…. I do not deny that a lecture is probably needed or that a re-evaluation of how we are going to move forward financially is required; however, what is important at the moment is that we get ourselves to the point where such a conversation will have full effect rather than forcing a wall to go up and even challenge the value of a friendship….

To avoid sounding ungrateful or rude, I reiterate that indeed we are very thankful and blessed to have such friends in our lives who have been more green than mean. I hope to be able to write again soon that we are rolling with the homies in the monies!!! ๐Ÿ˜›

~T ๐Ÿ˜€

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